Tenants Insurance

When to file a claim.

When to turn in a claim immediately
  • Any Fire
  • Major Damage
  • Any Injury
Factors to consider before starting claim
  • Deductible - Is the loss amount under or close?
  • Number of Previous Claims - Too many claims may have an impact on your policy
  • Is it covered under your policy
When in doubt, Call your agent first!

That is the ultimate question!

What type of policy do you have?

What type of policy you have ultimately determines if coverage is available.

The standard HO4 Tenants policy

The industry standard HO4 Tenants policy is something every renter should get.

The stuff inside your home covered for "Named Peril" in which anything that causes loss must first be listed as a "covered" peril on the policy.

When in doubt, Call your agent first!

Links to Initiate a Claim