When to file a claim.When to turn in a claim immediatley
- Any Fire
- Major Damage
- Any Injury
- Deductible - Is the loss amount under or close?
- Number of Previous Claims - Too many claims may have an impact on your policy
- Is it covered under your policy
That is the ultimate quesiton!What type of policy do you have?
What type of policy you have ultimatly determines if coverage is available.The standard HO4 Tenants policy
The industry standard HO4 Tenants policy is something every renter should get.
The stuff inside your home covered for "Named Peril" in which anything that causes l;ost must first be lsited as a "covered" peril on the policy.When in doubt, Call your agent first!